Obtaining Short- And Long-Term Disability (ERISA)

Short- and long-term disability are usually governed by the Employee Retirement Income Security Act (ERISA), a federal statute. If you have been unfairly denied such benefits, which are to provide you payments while you are disabled, it is important to consult with an attorney who is experienced in this complex area of law and licensed in federal court.

Attorney Mark A. Di Carlo has extensive experience handling ERISA litigation for clients and is prepared to represent you in any ERISA-related matter, including:

• Short-term disability benefits denied by the insurance carrier
• Long-term disability benefits denied by the insurance carrier
• Appealing such denials

Mark A. Di Carlo has had success handling ERISA litigation, including lump-sum settlements up to $750,000. Long-term disability may affect you for the rest of your life. Trust your case to an attorney experienced in short- and long-term disability.

Most short-and long-term disability ERISA cases are handled on a contingent fee basis. This means you will not pay attorney fees unless you win a recovery.

Mark A. Di Carlo has seen the numerous excuses insurance companies give in denying benefits: Your disabilities are not as severe as you allege; our doctor who reviewed your case found no medical records supporting the severity of your claim; we have been unable to contact your doctor; and so on.

If you need experienced advice or advocacy regarding an ERISA law matter, the law firm is here for you. Contact Mark A. Di Carlo, PLLC Attorney at Law, online or by telephone at 361-888-6968 to arrange a free initial consultation with an experienced ERISA lawyer in Corpus Christi, Texas.

A short-term disability can leave you with significant hardships, including medical bills and wage loss. A long-term disability can change your life, leaving you unable to earn a living and reliant on expensive medical care for years, even decades.

Employer-provided disability benefits are intended to help employees who face short- or long-term disability, but all too often, those benefits are unfairly denied by employers. If this has happened to you, it is important to consult with an attorney who is experienced in the area of law that governs these cases: the Employee Retirement Income Security Act (ERISA).

Mark A. Di Carlo, PLLC, has extensive experience standing up for the rights of people who have had their employer-provided short- or long-term disability benefits denied. ERISA cases are complex and call for an attorney with experience and knowledge in this area of law. Mark A. Di Carlo is well-versed in ERISA statutes and disability qualifications. He has a proven record of success helping clients who have been unfairly denied much-needed disability benefits.

Our attorney and staff are prepared to help clients suffering from any type of disability, including back and neck problems, diabetes, heart disease, lung disease, chronic obstructive pulmonary disease (COPD), depression and anxiety.

This is a full-service disability law office, prepared to help you apply for Social Security Disability (SSD) benefits, which are often interrelated with ERISA and long-term disability cases.

Mark Di Carlo is very familiar with the physical requirements to perform work on a regular and ongoing basis. Often the ability to work involves whether someone can work an entire eight-hour day or complete a five-day week. Or it may involve pain that makes concentration at work impossible.

Some doctors hired by insurance companies will state that a client is not disabled, even though that doctor never treated or examined the client. Mr. Di Carlo will make the appropriate objections to such insurance company doctors. He is a passionate advocate for the injured and disabled in Corpus Christi and Harlingen and throughout Texas.

Have your employer-provided disability benefits been denied? Our attorney and staff can help you fight for the benefits you deserve. Contact the firm online or by telephone at 361-888-6968 to arrange a free initial consultation with a knowledgeable ERISA appeals attorney in Corpus Christi, Texas.

Mark A. Di Carlo provides legal representation to clients appealing denied benefits under the Employee Retirement Income Security Act (ERISA) law.

If you have filed a claim for employer-provided disability benefits and that claim has been denied, you may pursue an appeal. It is important to hire an attorney so evidence in your favor is submitted to the insurance company as soon as possible. If this evidence is not submitted, it will be practically impossible to win your case, as the insurance company will argue that its decision is based upon the evidence that exists in its record.

Your first chance to overturn the initial ruling is to file an administrative appeal. There may be one to three such appeals, depending upon various circumstances. In the administrative appeals process, you have the opportunity to provide additional evidence that supports your claim. This evidence may include medical documents, statements from treating physicians and other evidence that supports your disability claim.

If your administrative appeal is finally denied, you can file a lawsuit in federal court. In federal court, a judge will decide whether your ERISA plan unfairly denied your claim. The legal standard is weighted in favor of the insurance company, however, as you and your lawyer must prove that the insurer abused its discretion in denying your case.

If you are considering an ERISA appeal, it is very important to be represented by an attorney who is experienced in the appeals process. Mark A. Di Carlo has extensive experience handling ERISA appeals and knows what type of information and evidence ERISA officials are likely to find compelling.

The law office is here to help you explore your options for an ERISA short-term or long-term disability appeal, but time is of the essence. Contact the office today online or by telephone at 361-888-6968 to arrange a free initial consultation with a knowledgeable ERISA appeals attorney in Corpus Christi, Texas.